National Insurance Company has revised its Universal Health Insurance Policy for above poverty line and below poverty line (APL and BPL) families. Company has expanded the scope of age profile for purposes of coverage as well as revised down the premium payable.The age band as per the amended scheme would be from three to 70 years, revised from 65 at present. There would be no service tax payable and premium rates also have been reduced.
Beneficiaries can now enjoy `cashless'' facility in the hospitals of their choice anywhere in the country. In the event of any claim becoming admissible under the policy, the company will pay to the hospital/nursing home or the insured person through claim administrators (third party administrators of TPAs). The policy will cover the insured, spouse and first three children, apart from their parents. A unique feature of the policy is that it extends the cover to the aged parents.
Beneficiaries can now enjoy `cashless'' facility in the hospitals of their choice anywhere in the country. In the event of any claim becoming admissible under the policy, the company will pay to the hospital/nursing home or the insured person through claim administrators (third party administrators of TPAs). The policy will cover the insured, spouse and first three children, apart from their parents. A unique feature of the policy is that it extends the cover to the aged parents.
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